Saturday, July 16, 2016

Shah Faesal's Post

By juxtaposing my photos with the images of a slain militant commander, a section of national media has once again fallen back upon its conventional savagery that cashes on falsehoods, divides people and creates more hatred.
At a moment when Kashmir is mourning its dead, the propaganda and provocation being dished out from red and blue newsrooms is breeding more alienation and anger in Kashmir than what Indian state can manage.
Personal vulnerability apart, the very fact of becoming a part of a ridiculous debate is something which has disturbed me very much. Have I joined IAS to do a job or to become a part of your sadistic propaganda machine? In fact when I qualified this exam I never thought of spending my whole life scratching the desk and if this nonsense around me continues, I might prefer to resign sooner than later.
I am adding to what my younger colleague Yasin Chaudhary had said earlier in his Facebook post. ZeeNews Aaj Tak TimesNow and NewsX are not going to tell you the truth about Kashmir. Please mind your head.
No Government would want to hurt it's people and when a state kills and maims it's own citizens, it's self-injury and self-decimation of the worst sort, it makes the body-politic bleed as well. So no Government can distance itself from the pain of it's people and all out efforts are being made to contain this crisis and reach out to youth. It is going to take time.
Till then we have to steer safe from spoilers who want to set Kashmir valley on fire just for the sake of TRP.
Let's pray for those who lost their lives and their eyesight in the ongoing turmoil in Kashmir and stand by one another in this moment of truth. I didn't have net access all this while and today once I saw my timeline, I realised it was the time to speak up. Inalillahi wa Ina-ilaihi rajioon.

GoI Act 1935

Pradhan Mantri Rojgar Protsahan Yojana

  1. Launched in Union Budget 2016-17, it is a pension scheme contribution in a bid to create more formal sector jobs
  2. The scheme will be applicable for the new employees, earning Rs.15,000 a month, who have worked for 240 days during a year in an establishment
  3. About 3.5 lakh establishments, which hire more than 20 workers, will be covered under the scheme
  4. Govt will pay 8.33% of wages to Employees Pension Scheme (EPS) on behalf of employers for workers during first three years of employment
  5. For this, an allocation of Rs.1,000 crore had been made in the Budget
  6. Reimbursement: The payment of the EPS contribution will be in the form of reimbursements to employers
  7. Regulatory fear: It will increase regulation in the labour market which firms would not prefer as there will be increased scrutiny of their books

Rashtriya Mahila Kosh | Ministry of Women and Child Development


RMK extends microfinance to the poorest and asset less women entrepreneurs through Intermediatroy Organisations (IMOs) for income generating activities @ 6% simple interest who in turn extend the loan to SHGs beneficiaries’ upto 14% simple rate of interest.

The existing mechanism for effective implementation of various schemes of RMK is as under:

i. On receipt of any loan application from the NGOs, a preliminary appraisal is made. If any additional documents/ information is required from the applicant side, a query letter is raised. After receipt of full set of documents, the loan is then appraised.

ii. At this stage, a decision is taken as to either refer it for pre-sanction study by the RMK officials or to decline the proposal.

iii. For those proposals which meet all the eligible criteria framed by RMK and after receipt of all required documents / information, a pre-sanction study is conducted by RMK officials.

iv. During such pre-sanction study, the RMK Officers visit the organization, check all the books and registers such as Cash Book, General Ledger, Vouchers etc. They also visit the Self-Help Groups (SHGs) promoted by the organization, interact with SHG members. Based on the feedback / information collected during the field visit, the officers prepare the Pre-sanction study report.

v. After this report, an appraisal note is prepared by the concerned Deputy Director for placing the same before the Competent Authority.

vi. The Competent Authority, after considering all the relevant facts of the case as contained in the Appraisal note, sanctions or defers the proposal for submission of further details or declines it. The applicant NGOs is conveyed the decision of the Competent Authority.

vii. After sanction of the loan by the Committee, RMK conveys the sanction to the NGOs containing all terms & conditions of the sanction.

viii. On receipt of necessary documents viz. disbursement certificate, utilization certificate, etc., the post-sanction monitoring study is conducted by the RMK officers (other than the one who had under taken the pre-sanction visit) to verify the end use of the funds, adherence to the terms & conditions of the sanction letter and quality of utilization of funds.

ix. During the Post Sanction Visit, RMK officials verify the related records, entries in books etc.

x. The women SHGs benefited out of the 1st installment of loan are also visited at random by RMK officials to verify the assets created out of RMK loan. In case of misutilization / misappropriation, RMK can also recall the loan.

xi. If the borrowers default, necessary legal action under Section 138 of Negotiable Instrumental Act, filling of Civil Suit and other recovery proceeding through appointment of Arbitrator are taken. Simultaneously the defaulting NGOs are blacklisted whereby they are debarred from availing any sort of grants or aid by any Central / State Government agency.

This information was given by the Union Minister of Women and Child Development, Smt Maneka Sanjay Gandhi in reply to a starred question in the Lok Sabha today

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